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The Wired Plastic Prepaid Visa Card may be an excellent option if you've had a hard time getting an unsecured credit card and you want a stored value card. The card has no annual fee, the application and participation fees are very low, and most methods of loading the card are free. It is very easy to obtain this card, since there is no credit check policy and no employment verification. Unlike most prepaid cards, this card does offer benefits such as automatic bill payments and access to a unique reward program, which allows you to earn one point for every dollar spent on qualifying purchases with the card. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.
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The Account Now Vantage Debit MasterCard is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll then be able to use the card anywhere a traditional credit card is accepted. The main difference between the various prepaid cards is the amount of fees required to maintain and load funds onto the card. This card has a very low application fee and an average participation fee. Although there is a $.50 fee applied each time you make a purchase, there is no fee for making direct deposits to the card. This card also provides access to a free credit builder program and a free bill pay service for the first seven transactions each month. Overall, this is a good option if you need a card to make purchases and payments. This card also offers a choice of plans, so you can choose the one that meets your needs the most.
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The Prime Mutual Prepaid MasterCard Card is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll then be able to use the card anywhere a traditional credit card is accepted. The main difference between the various prepaid cards is the amount of fees required to maintain and load funds onto the card. This card has an above average application fee and an average participation fee. Although there is a fee applied each time the card is funded, there is no fee for purchases. Overall, this is a good option if you need a card to make purchases and payments.
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